SOUTHERN FEDERAL CREDIT UNION

Office: 713-232-7774     Fax: 713-232-7122

         
 
 
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Current Deposit Rates

Deposit Rates as of September 30, 2014

Share Savings & Christmas Club Accounts
Account Balance Tiers
Dividend Rate
APY*
$100.00 to $9,999.99
0.50%
0.50%
$10,000.00 to $24,999.99
0.75%
0.75%
$25,000.00 & Higher
1.00%
1.00%
Disclosures:
  1. Minimum opening balance regular savings is $50.00,
    $0.00 for Christmas Club accounts. Rates subject to
    change without notice. If you close any share account
    before dividends are paid, you will not receive the
    accrued dividends. Fees could reduce the earnings
    on these accounts. Account withdrawal limitations
    apply.
  2. Balance tier determines the daily dividend rate
    and annual percentage yield on the average daily account
    balance. Dividends are paid on a quarterly basis.
  3. Your SFCU accounts are insured to at least $250,000 by
    the National Credit Union Administration, a U.S. government
    agency. For current rates, APY, or additional information,
    please call: 713-232-7774.


Checking Accounts
Account Balance Tiers
Dividend Rate
APY*
$250.00 & Higher
0.50%
0.50%
Disclosures:
  1. Minimum opening balance regular checking is $50.00.
    Rates subject to change without notice. If you close
    any checking account before dividends are paid, you
    will not receive the accrued dividends. Fees could
    reduce the earnings on these accounts.
  2. Balance tier determines the daily dividend rate
    and annual percentage yield on the average daily account
    balance. Dividends are paid on a monthly basis.
  3. Your SFCU accounts are insured to at least $250,000 by
    the National Credit Union Administration, a U.S. government
    agency. For current rates, APY, or additional information,
    please call: 713-232-7774.


IRA Accounts
Account Balance Tiers
Dividend Rate
APY*
$500.00 & Higher
1.00%
1.00%
Disclosures:
  1. Minimum opening balance for IRAs is $500.00. Rates
    subject to change without notice. If you close any
    IRA account before dividends are paid, you will not
    receive the accrued dividends. Fees could reduce the
    earnings on these accounts.
  2. Balance tier determines the daily dividend rate
    and annual percentage yield on the average daily account
    balance. Dividends are paid on a quarterly basis.
  3. Your SFCU accounts are insured to at least $250,000 by the National Credit Union Administration, a U.S. government agency. For current rates, APY, or additional information, please call: 713-232-7774.