Office: 713-232-7774    Fax: 713-232-7122

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Fee Schedule

Fee Schedule as of September 30, 2015

Savings Account Fees
Savings Account Excessive Withdrawal
Per withdrawal after 3 withdrawals per month.
Savings Account Minimum / Inactive Balance
Per month if minimum balance is not met within 6 months or inactive for 6 months & thereafter.
Christmas Club Early Withdrawal
Per withdrawal if before November 1st of each year.
Checking Account Fees
Check Copy
2 copies free per month; $2.00 per copy thereafter.
Savings Overdraft Transfer
Per transfer in $50.00 increments; if requested in advance there will be no fee.
Overdraft Loan Transfer
Per transfer in $100.00.
Other Service Fees – Applicable To All Accounts
Account Research / Reconciliation
Per hour (minimum one hour).
Statement Copy
Per copy.
Returned Deposit Item
Per item.
Collection Items
Per item.
International Collection Items
Per item.
Domestic Outgoing Wire Transfer
Per transfer.
International Outgoing Wire Transfer
Per transfer.
International Outgoing Wire Foreign Currency
Per transfer.
Western Union
Per transfer.
Wire Research Fee
Per wire.
Cashiers Check
Per check.
Pay By Phone
Per Request
TravelMoney Cards*
Per Card.
TravelMoney Reloads
Per Card; limit 3 per card.
Legal Process
Account Closure
If closed within 90 days.
Insufficient (NSF) Funds
Per item.
Overdraft Privilege / Account Negative
Per item.
Stop Payment
Per item or series of checks.
IRA Withdrawal
Per withdrawal.
IRA Closure
Upon closure of account.
IRA Annual Fee < $2,500
Balances below $2,500.
ATM / Visa Check Card Replacement
Per occurrence.
MasterCard/Visa Rush Charge
2-Day per account
$55.00 Overnight per card
Transaction History by phone Fee
Per call > 3 items
International Error Resolution Fee
Per transfer
International Unidentified Fee
Per transfer
Pay by Phone or Internet Fee
Per request
Skip-A-Pay Loan Fee
Per loan per request
Visa Rush Order
2-Day per acct.
MasterCard Replacement Fee
Per occurrence
* Other fees may be associated with these products – contact the credit union for more details.
Credit Union Membership
Membership Share
Par value.
The fees appearing in this Schedule are accurate and effective for accounts as of the date indicated on this Fee Schedule. If you have any questions or require current fee information on your accounts, please call the credit union at 713-232-7774.