Office: 713-232-7774    Fax: 713-232-7122

By clicking any third-party link, you will leave this website and be redirected to a third party site. The mere fact that there is a link between this web site and another does not constitute a product or program endorsement by Southern Federal Credit Union or any of its employees. Southern Federal Credit Union has no responsibility for content of the web sites found at these links, or beyond, and does not attest to the accuracy or propriety of any information located there. Privacy and security policies on the third party website may differ from those practiced by Southern Federal Credit Union. The credit union does not represent either the third party or the member if the two enter into a transaction.

Membership at Southern FCU

Southern Federal Credit Union is a full-service financial institution offering our members a variety of low-fee or no-fee products and services.

As a not-for-profit financial cooperative, “Not for Profit, Not for Charity, But for Service”, members deposit their money with the credit union and in turn that money is loaned to other members.

If you're looking for a financial institution that treats you like family, come home to Southern Federal, we are looking out for Your Best Interest!

Since membership with Southern Federal is a family affair, as a qualified member, all family members, including, parents, grandparents, siblings, children and in-laws may join the credit union.

Once a Member, Always a Member is the policy at Southern Federal Credit Union. Even if you change jobs, move away or retire, your membership continues as long as you maintain your savings (share) account.

To join, simply open a savings account with $50 or more to begin enjoying all the benefits of being a Southern Federal Credit Union member. The membership forms provided below are intended to assist you with opening your accounts.

Federal law requires us to obtain sufficient information to verify your identity. You may be asked several questions and to provide one or more forms of identification to fulfill this requirement. In some instances we may use outside sources to confirm the information. The information you provide is protected by our privacy policy and federal law.

Overdraft Services Consent Form Checking Only

Apply For Membership - Click Here
Here is what we will need to complete your account application:
A copy of your Driver’s License or State ID or Passport
W8-BEN form if not residing in US

Membership and Account Agreement
Electronic Funds Transfer Agreement
Funds Availability
Privacy Notice
Wire Transfer Agreement
USA Patriot ACT
Check 21
Substitute Checks