Membership at Southern FCU
Southern Federal Credit Union is a full-service financial
institution offering our members a variety of low-fee or
no-fee products and services.
As a not-for-profit financial cooperative, “Not for
Profit, Not for Charity, But for Service”, members
deposit their money with the credit union and in turn that
money is loaned to other members.
If you're looking for a financial institution that treats
you like family, come home to Southern Federal, we are looking
out for Your Best Interest!
Since membership with Southern Federal is a family affair,
as a qualified member, all family members, including, parents,
grandparents, siblings, children and in-laws may join the
Once a Member, Always a Member is the policy at Southern
Federal Credit Union. Even if you change jobs, move away
or retire, your membership continues as long as you maintain
your savings (share) account.
To join, simply open a savings account with $50 or more
to begin enjoying all the benefits of being a Southern Federal
Credit Union member. The membership forms provided below
are intended to assist you with opening your accounts.
Federal law requires us to obtain sufficient information
to verify your identity. You may be asked several questions
and to provide one or more forms of identification to fulfill
this requirement. In some instances we may use outside
sources to confirm the information. The information you
Overdraft Coverage - Checking Only
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Here is what we will need to complete your account application:
A copy of your Driver’s License or State ID or Passport
W8-BEN form if not residing in US