PRIVACY POLICY
FACTS
WHAT DOES SOUTHERN FEDERAL CREDIT UNION DO WITH YOUR
PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal
information. Federal law gives consumers the right to
limit some but not all sharing. Federal law also requires
us to tell you how we collect, share, and protect your
personal information. Please read this notice carefully to
understand what we do
What?
The types of personal information we collect and share
depend on the product or service you have with us. This
information can include:
- Social Security number and account balances
- credit history and credit scores
- employment information and payment history
How?
All financial companies need to share members’ personal
information to run their everyday business. In the section
below, we list the reasons financial companies can share
their members’ personal information; the reasons Southern
Federal Credit Union chooses to share; and whether you can
limit this sharing.
Reasons we can share your personal information |
Does Southern Federal Credit Union share? |
Can you limit this sharing? |
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus | Yes | No |
For our marketing purposes - to offer our products and services to you | Yes | No |
For joint marketing with other financial companies | Yes | No |
For our affiliates' everyday business purposes - information about your transactions and experiences | No | We don't share |
For our affiliates’ everyday business purposes - information about your creditworthiness | No | We don't share |
For our affiliates to market to you | No | We don't share |
For nonaffiliates to market to you | No | We don't share |
Questions?
Call (713) 232-7774 or go to www.southernfederalcu.org
What we do |
|
How does Southern Federal Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does Southern Federal Credit Union collect my personal information? |
We collect your personal information, for example, when
you
|
Why can't I limit all sharing? |
Federal law gives you the right to limit only
|
Definitions |
|
Affiliates |
Companies related by common ownership or control. They
can be financial and nonfinancial companies. - Southern Federal Credit Union has no affiliates |
Nonaffiliates |
Companies not related by common ownership or control.
They can be financial and nonfinancial companies
- Southern Federal Credit Union does not share with our nonaffiliates so they can market to you. |
Joint Marketing |
A formal agreement between nonaffiliated financial
companies that together market financial products or
services to you. - Our joint marketing partners include insurance companies. |
Other important information |
---|
For more information on our Privacy Policy, you may write us at Southern FCU, P.O. Box 2765, Houston, TX 77252-2765, call us at (713) 232-7774, visit our website at www.southernfederalcu.org, or email us at info@southernfederalcu.org. |